OK, so if you followed Part 1, you aren’t just guessing at prices, you have solid figures from the vendors.

Im Engaged!
You can now make a rough timeline, from today up to your wedding day, to show who will need paying, when they need paying and how much you need to pay them. This is your forecast – can you manage to meet the payment dates?
If the answer is yes – well done!
If not, some decisions will have to be made.
Want & Need – A Big Difference!
The list of things you really, really NEED to get married is pretty short:
1: Someone to get married to.
2: The rings
3: A celebrant
4: Witnesses
5: A place for numbers 1-4 to be together at the same time.
The list of things you really WANT when you get married is much, much longer!
So, if your dream wedding is going to be more than you can afford, then we need to start thinking about the dollars and cents and deciding if what you WANT is really what you NEED.
The hard part is trimming your list a bit. Compromises will have to be made – from the guest list (do you really need to invite your whole primary school class?), to the decor (are those pretty little name card holders essential?).
Don’t be afraid to put some of the items on your Gift List – your guests often appreciate being able to contribute to your wedding day.

The Glitter broke the bank
So now you are in a position to complete your budget and forecast your expenditure more accurately.
From your research, you will have an idea of which vendors you like – narrow down each category – venue, caterer, celebrant, photographer etc – to your top three to five ‘picks’.
Usually, the venue is the top priority at this stage – once that’s booked, your date is set and everything else depends on that.
Then, book your ‘must-have’ vendors as soon as you can. Especially those professionals who can only cover one wedding a day – your photographer for example, can only be at one wedding at a time. If they are good at what they do, they will book up early. Make sure you agree on the payment plan, and apply it to your budge
t forecast.
You will probably find that there is a large expenditure early on, with the booking Fees and Deposits to be paid, then another, bigger spend required nearer the date to pay off the balances.
This is where you can negotiate a payment plan, or if you are disciplined, make sure you pay enough each month into an interest-bearing account to meet the payment dates.
You may need to juggle a bit – if your favoured caterer is expensive, can you reduce the guest list a little? Or, do you book a cheaper caterer and invite everyone to the meal? $5,000 on catering is in the budget, so do you feed 100 people at $50 per head, or 50 people at $100 per head?

Bride
You’ve budgeted $2,500 for photography, but the photographer you’d really like charges $3,500. Do you really need them with you for two hours while you are getting ready? Do they really need to stay until late? Can you book them for less time on the day and bring the cost into line with your budget.
It is very easy to get carried away with all the tiny details of your wedding day, and they do all add to the cost. Having a solid budget to work to can only help you keep the costs under control and help you with the tough decisions that will have to be made along the way. You will be more relaxed and able to enjoy the day much more knowing that you haven’t broken the bank.
I hope this has helped a little, it can be a huge subject and I have only really skimmed the surface. Every wedding is unique and I can only use broad strokes here but if you would like more help, please feel free to contact me.